Repainting your car is a significant decision. You want your chosen color to match your preferences and the car’s make and model. Car owners can expect the paint job to last 10 to 15 years, especially if they go with an experienced company. 

You may switch up your auto paint because you want to try a new color. Your car’s current paint job may be starting to flake off and needs auto paint repair. Whatever the reason, it’s important to do your research when looking for a business for auto paint repair in Limerick, PA.

This guide will discuss everything you need to know about auto paint repair. Ensure the lifespan of your paint job by keeping our helpful tips in mind. 

How Much Needs to Be Repainted?

Your car might need some paint touch-ups or full auto body paint. Some signs that your car needs to get repainted include:

• Fading
• Discoloration 
• Peeling
• Damage
• Cracking
• Rusting

A small rust spot can quickly grow to a larger area without being treated quickly. An experienced technician that repaints your car will remove oxidation, rust, and old paint before applying the new coat. 

A reputable auto body repair company can match your car’s current color. They’ll be able to fill in chips and cracks in your paint.  

What Are the Types of Vehicle Paint?

You’ll want to learn what type of paint the paint business uses before you get started. There are four main types of paint:

• Acrylic lacquer
• Water-based
• Urethane
• Acrylic enamel 

Urethane paint gives car owners a durable and long-lasting finish. If you’re looking for an environmentally-friendly option, you might want to op[t for water-based paint. Acrylic enamel also gives you longer results than some other paint options. 

Acrylic lacquer is the thinnest choice available, meaning it won’t last as long as other kinds of vehicle paint. However, it’s the most affordable option and you can request to have a top coat applied. This additional top coat will keep your paint job looking good for longer. 

Painting a Car Takes a Long Time

Whether you need collision repair in Limerick or another type of service, you should know that it can take a while. Some companies might say they can paint your car in a few days. You should expect to not have your vehicle for at least a week. 

It takes a long time to paint a car because the old paint has to get removed. Applying new paint over old, untreated paint can have catastrophic results. Your car might need additional prep and repair work, which can extend the timeframe. 

Find Experienced Auto Paint Repair in Limerick, PA

It’s important to find an experienced company when you need auto paint repair in Limerick, PA. They should be using the highest-quality paints possible for your car’s paint job. Their technicians should also be trained in the latest techniques and equipment, ensuring your paint job lasts for many years. 

Limerick Auto Body is the leading choice for auto paint and accident repair in Limerick. Contact us to learn more about our services. Schedule a consultation today.

There are more than 30,000 vehicle crashes every year involving upwards of 50,000 vehicles. These are attributable to different causes, from dangerous roads affected by weather to distracted driving or basic driver error. In almost every case, insurance policies pay for repairs based on who is at fault.

But what about incidents where there is no crash and does not involve another driver? Does car insurance cover non-accident repairs? These are complex questions with different answers, depending on the circumstances and the type of insurance you have.

The good news is that, once you understand the type of policies that cover non-accident damage to your car, you will know if you are covered (or not). Keep reading to find out more.

Does Car Insurance Cover Non-Accident Repairs?

The easiest way to answer “When does car insurance cover non-accident repairs?” is to look at each type of policy that can come into play. Here are the main ones to consider.

Collision Insurance

The first thing to look at when answering “What does auto insurance cover?” is your collision policy. You probably already know that there are different types of car insurance for distinct situations. Liability coverage pays for third-party damage that results from the fault of the policyholder.

Collision insurance covers repairs to your own vehicle in that situation. Although policies can differ, in general, this covers most circumstances, including theft and weather damage (anything that is not another driver’s fault).

With most policies, liability and collision insurance do not cover regular wear and tear on the vehicle. If your car breaks down, has a flat tire, or has paint that is fading, most insurance plans would not cover that.

However, there are exceptions. Say you hit a pothole, and a few days later, your vehicle is out of alignment. You may not be able to prove that the incident caused the damage, yet there is a reasonable case to be made.

In many instances, the insurance company may consider that an “accident.” They would then cover the resulting damage as if it was from another type of crash. The best way to find this out is to contact your insurance company––it never hurts to ask.

Comprehensive Insurance

If you have comprehensive insurance on your vehicle, it should cover non-accident damage. In fact, comprehensive policies are designed to protect against all types of damage that are not a result of a collision with another vehicle. This includes theft, vandalism, falling objects, and damage from weather events like hail or fire.

Like other insurance plans, comprehensive policies can have exclusions. It is important to read the fine print of your policy to determine if it covers your vehicle under particular circumstances.

Mechanical Breakdown Insurance

Some insurance companies offer special policies that cover non-accident repairs. These are called “mechanical breakdown insurance.” They are an extra layer of insurance bundled with your basic policy.

These are very similar to car warranties, with rates based on the age and mileage of your car. Also, most policies may have some restrictions, such as exclusions for routine maintenance like oil changes and air filter replacement. Otherwise, they would cover non-accident damage repairs to your car.

Learn More About Auto Insurance and Non-Accident Repairs

Now that you have an answer to the question, “Does car insurance cover non-accident repairs?” you can determine the best course forward. With a little bit of time and effort, you will have your car back to its original state.

Libermick Auto Body is a full-service collision repair facility. We provide high-quality auto repairs and will work with your insurance company to get them covered. Reach out to us today to schedule service or with any questions you might have.